the ELEMENT FINANCE DIFFERENCE
Revenue Based Finance
Our Revenue Based Finance provides capital repaid with a percentage of monthly revenue with no equity warrants or personal guarantees. As a result, founders can pay back multiples over five years, paying less until revenue increases and loan payments match revenue recognition.
Fixed Rate Business Loans
Our fixed-rate business loan provides financing with fixed monthly payments with an interest-only period helping to support cash flow with multiple tranches available to reduce the cost of capital.
Relationship Driven
We believe in relationships and the people behind the products. We take a personal, partnership-led approach to learning your business and support your growth objectives.
Venture-Debt Solutions
Our clients leverage our venture-debt solutions for bolt-on acquisitions, bridge loans, refinance of existing debt, market expansion, and investment in sales, marketing, and product resources.
Up to $10M
We can lend up to $10M to recurring-revenue-based companies with a good plan, a track record for growth, low customer concentration and churn, and a clean balance sheet.